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Thumb Rule for Housing Loan
Do you have a dream to buy a home or planning for construction?

Use this 5-20-30-50 thumb rule to organize your finance, so that you won't be in vain at the time of repayment.

* The house value should not exceed 5 times of your annual income.

* The loan tenure should not exceed 20 Years.

* Home loan EMI should not exceed 30% of your monthly income.

* Total EMI including your Home, Car and other EMI 50% of your annual or monthly income.